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Health insurance costs continue to spiral out of control

Articles from Umar Hafeez. All about Insurance.
Health insurance costs for employers continue to climb at an outrageous pace. We all know that. But what's the cause? Although almost nobody will admit it, there are really three primary causes of spiraling health care costs.

1. Drug company profiteering. They're doing everything they can to squeeze profits out of U.S. consumers, including banning drugs from Canada, delaying the approval of generics and trying to monopolize the markets.

2. Paper pushers. Around 70% of all costs in a typical clinic or hospital is due to paper pushing. Armies of people sit around filing papers with various insurance companies and government agencies, trying to get paid. It's a huge waste, and doctors could deliver health care for pennies on the dollar if they didn't have to deal with health insurance companies.

3. Patients don't take care of themselves. Health care costs are high because patients refuse to exercise. They won't get off the couch and exercise even 5 minutes a day. They won't stop eating ice cream and chugging soft drinks. They won't follow the basic rules of good nutrition. They don't get much sunlight. The list goes on and on.

Put all this together and you have a health care crisis that's only going to get worse. But of course, nobody wants to admit these are the real problems. Patients, in particular, are quick to blame the government for not giving them enough free prescription drugs when the real problem is that patients have abused their own bodies from the very beginning.
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